Products for Businesses

Businesses with 2 to 25 employees can benefit from a group insurance plan without incurring high administrative fees. With ASSET 2-25, you can offer the best benefits to attract and retain key employees.

ELITE 5-49 is for businesses with 5 to 49 employees at the time they apply who are looking to control or reduce their group insurance costs.

AGA’s EVOLUTION modular plan is geared toward groups of 50 to 124 employees, often composed of multiple generations of workers.

AGA’s team of actuaries has in-depth knowledge of group insurance. Large businesses will benefit from a range of tailor-made services and high-quality, personalized advice.

With the HSA, the employer makes an amount available to their employees to be reimbursed for health-related expenses that aren’t eligible or covered by the existing group insurance plan but qualify for the medical expense credit.

The Cost Plus Program, which is designed for business owners and key employees, reimburses expenses that are ineligible or not covered by an existing plan, deductibles or co-insurance, as well as expenses exceeding a pre-determined maximum.

With a self-insured plan, the employer assumes a share of the risk. The employer’s costs include claims, insurance taxes, administration fees, the insurer’s risk and profit charges, as well as a provision for possible claim increases.